I believed in the Saying "Find , Where you Lost" , FNMA & My Story

Way back 2009, I started my stock trading with Fannie Mae stocks, I traded when the stock was around 23 dollars , which I felt was the 52 week low, I was in impression as any mediocre Investor would be, Thinking it is too big to go lower than that, At the same time I was facing financial troubles with Job slipping away from my hand, and a heavy mortgage, As much I was a fighter to hold what I had I was seeing my financial situation slip away from me, hoping to cash in some gains out of my savings, I started to put in more in Fannie Mae all my analysis was going wrong markets were out of control, then I got so annoyed and angry  that I wrote this article back in 2010, venting my anger that I will not buy any more of Fannie Mae.

If you want to hear me sob, read this post.
http://markettrendsnow.blogspot.com/2010/06/why-i-didnot-buy-fnm-and-fre-is.html

Continuing my regular life , moved into rental place after letting my possession of dream home, I compromised with life and downgraded myself. It's too big to hold for me at that moment of time, as things moved my investments in Tech stocks and other investments got me some liquid to hold on to, Like it or not the pretty anchors, the bald guys, the tuxedo news reader who read what the market can be with out thinking much speak to us, not all that comes out their mouth is true.,  Hoping to get zest of what they say, back of my mind I was always wandering about housing situation, as old sayings said, when It will fall It will bring everything down with it, but when It raises It will pull some of the hardworking with it.

Back to my article, last few months back I made a gut choice to pull in 10k of stocks for .39 cents, hoping I will loose all of it, Few weeks passed I for once was  amazed the return from a trade, when going gets tough, tough get going -- I will not loose trust on the fundamentals that made USA strong, I am an immigrant but have lot of respect for this country.


This is 2013 May 22nd, I hope to predict there is bright future for Housing market and US Economy showing a very positive sign,

With Love best wishes
JR

Do you want to read about Ford ? And the Trade I did -- write your comments (Go Green :P)

Tsunami Rise in Stock Markets - better Ride the wave

I wrote when the markets were about going down in 2008, now am writing in 2013 , whole 5 years later. As some one told me every 5 years there is a recession in US, I believe what they meant is every 5 years there is a change in markets, starts with down time and eventually peaks out.

Understanding Sine curve if you are investor, you can play with your investments in favor of you. 

When in Rome, be a Roman., Old saying which makes sense if you follow the one liner literally. How it affects our topic here is , current situation (May 2013) is a rising market, every week ever day has been a record -- what it means is heavy Bull Market. Riding wave like a surfer is a best bet, you should be able to guess which wave to tag along, Your gains might be small if you take a small wave still better than loses.., 

Are you settled for less, If yes you are in right playground. Unlike who is hungry and want to be a player, Casino Royal -007., You are up for big profits betting the market.

Facebook IPO - Did you makeup your mind yet ?

Facebook IPO - Going live in a week,  what is that have to do with you ? You must be  curious george as me, be part of the hype or stay away from the burn...


Facebook: My  version:  A popular dot com for social activities, famous for wall, concept got popular when friends could write on each others wall and other friends in the list would know what is going on with others, because other friends knew what's going on, their friends wanted to be your friends, as this multiplications started, facebook developers thought to put a suggestion from their end, Hey!! add this guy/gal you might know her and this became a big hit with users joining referring each other. Totally forget the most popular feature is Facebook does not strictly keeps track of user activity,  who viewed your profile , how many times ?


History on Google IPO:  Popular search engine provider when started, people had a very strong skepticism, how will they make from search engine alone, so as the time speaks we now see google is leaps and bounds ahead in everything and anything, so who is the winner here, always the casino wins, so skeptics loose again. 


Facebook IPO : where there is Juice(Money), There are ants., one old saying in India converted to english.

Dealing with billions, when they can acquire that much, the operating expense, maintaining servers with work force management is the only major expenses.

• Will attract half of the staff from major search engine
• Acquistions, mergers, patent buying, online sales,app development

Facebook  Advantage :
 Millions of users, demographic user base :: young crowd with lots of time, life is facebook for people who are constantly updating their personal activities from announcements.,  demographic base is strictly for fun crowd, so if you are one of the facebook users who said, I stopped facebooking, you are not alone, but Facebook is not for those who could not use it to the fullest.

• Branchout derived from Facebook (Job networking site) (Similar startups utilizing FB)
• Online game players (Farmville, mobwars..name few)
• Events, groups, business promotions, single user sign integration to any application

Facebook  Dis-Advantage :

1. New competition site with enhanced privacy protection
2. Previous networking sites history
3. Management - very early to say they have best management or not

Facebook  (BUY-HOLD-SELL)  :  I will say to myself Buy if it's in the range of  IPO pricing...,
I am not promoting Facebook, so you make money you keep it, you loose money you caught a falling knife...like me..:) ---




**
 Let me do this last, May 10th 2012, this write up is pre IPO .... so just don't go bananas, It's personal opinion, if you are reading after Post IPO and you made tons of regrets already for not buying or over buying ...

 

 

 

 

Buffet invests in Bank of America - 5 Billion dollars August 25 2011 Now its March 19 2012 Money is doubled

Mr. Warren Buffett , what makes this man so special, every investors living inspiration on how to follow the rules he always follows.




Let's get this clear.

1. Invest when people are scared 
2. Sell when people are buying
3. Invest in the legacy of the product
4. Invest in management

Point 1 :

He bought Bank of america and GE shares (5Billion dollars BOFA, GE- 7 Billion dollars) When world was treating these companies as trash, all the pundits in news channels are shouting don't go there never look into these banks, they are loosing money more than they are earning .... basically blah, blah, blah .... which registers in every mind as don't buy these infested companies.

while having sun bath, he gets a thought  to do it ... wow!!  I wish I can borrow his shower  head ...

Point2: 

He keeps selling, when everyone is happy about buying .. no one gives a haineee ..on what he is doing when things go right ... typical, I am feeling richer affect ... when in reality they are pouring money for another investor like Buffett..

Point3:

Legacy of the product, Hey!!! him and coke are two synonyms, he drinks coke and shows off to the world that he is drinking coke, he has been doing that from the day he invested in coke, before he invested in Coke, he never gave a haineee... to it... , I am getting laugh myselves writting about his haineee..... Jokes apart, he carries his investment along with him and make sure he orders his product, how many of the current investor totally believe in the share that we put in, I watch Jim Cramer's MADMoney ... have heard questions from investors, are you going to follow him blindly ... he might be right, but not all what he says might be correct ... Legacy of the product.... I missed the bus for coffee stocks, I guess search out for some of those java stocks which gives dividends and have huge potential in long term.

Point4:

Good example, My favorite dialogue from movie "Forrest Gump', which he says , my friend booba invested in a fruit stock which made me a "millionaire" , it was so spontaneous I laughed at the dialogue thinking as a joke, Hey!!! that was a message for an investor that time and this time , Forrest Gump was released in 1994, even some one out of curiosity bought apple stock say even 100 of them would have been a quarter  millionaire atleast.

Good example for defining, investment in management.

Guys, I wrote this to remind myselves these points, I have evolved so much as an investor, I would love to share some of experiences with you all .. Make lots of money ... it's out there ..

Best Wishes

Jay@jayraghupathruni.com

http://www.facebook.com/groups/mystocks/ 

Chilean Miners had rescue @last - How long the Banks will take to bounce back ?

Friends, I am glad,Happy to hear and see the miners all rescued with no issues, The planning and execution of the team who did the whole process did a splendid Job in getting them out in one piece. The trust, faith and patience of Miners on the team was instrumental in their rescue.

How am I relating it to Economic downturn ?

There was this Big Mine called wall street, and there are 32(Hypothetical Number related to miners rescued) banks which are helping the big mine to function properly without any issues, the Big miners wanted profits all the time...so their executives and investors can make big bucks, based on the profits.

32 banks with all that they had put every effort into making the whole working style look like a successful model available for profit Mantra. Then there comes a day where the Make look good schemes starts to crumble down the Mine, stuck in the big mine.

If 32 banks operated on their own, I would not have written this article, They have used public funds and public trust to function badly and still get heavy bonuses for the operating executives, If that is the case...why pay somebody so much when his/her Job resume/profile did not contain the word "Loooser", which they did not mention while being selected for that position.

There is a very famous Line going all over the world, "Don't Bite off more than you can chew".

I did the same, but I was punished. compelling me to take financial losses. At the same time the one who encouraged me to chew are rewarded with Bailouts...It seems like the Law of Jungle..

Just a reminder....Grass eaten by Deer, Deer eaten by Lion......

Long Story short...Is this rescue needed ? Why do the Gov have to save this trapped Banks in the MINE>>>

** My Personal opinions in interest for my fellow beings who are in trouble and see no ray hope from Jobs or from Mortgage rescues.

Why I didnot BUY Fnm and Fre is

I was trading FNM and FRE, last year hoping the rebound of market is going to happen, as per the Mantra of Shares, Buy when it is low and selll when it is High, The mantra is not working for all stocks, as FNM and FRE looked to me like a luxorious Titanic, which will be ready to sink preety soon, I resisted my temptation to buy, as it was looking obvious to buy in huge sums and hold it for two or three and make fortune out of it, there was some thing hitting my brains not to do the way pundits are asking you to buy when it is low, the underlying factors of all these articles are they are written not buy warren buffet or other traders who are making fortunes, its written by a interpreter who is trying to analyze, in the sense they can be right or wrong, they them selves dont know, cause if they have known they would have been a big name in the world of investing.

Underlying message is that what is low is not always a hot buy, a hot buy is something where there is a performance and consistency factor.

I am glad I did not pour in to a sinking ship....

Always understand your patterns of investing is not to try to loose few hundered dollars, as that is way it will dive into, you should be always sure of where your investment money makes even few dollars as profit will add to your profits savings.

BRK-B the big catch

was drolling around 72 this past few weeks, Picked up couple more and added to my folio..I have had to double them as per the articles I read, they emphasize on consistency and performance...

Lets see if what they write really is what it is, was my thinking, so I went ahead and bought half of what I hold, let me not get into the numbers I hold....way too small..

so I added up and I did the whole game of wait and watch, too my irony I have seen it grow ten dollars in few weeks, again coming back to interpreting your articles from the whole jungle of internet...The next one I am talking about is some thing called, Exit stratergy...

Exit statergy is crucial for every trader, he should Know when to get out of the whole system with profit, I said to myself 10 dollars per share is good number, previous trades I was kind of holding more to see if I would gain more out of it, but the trends of day and night continues with stocks as well, I totally believe now that stocks have their own days and nights, as we cannot stop that happening, even stocks will not stop coming lows and highs.

this week came out with few hundered dollars, Hopefully the intention of making money in the moving markets is quite a challenge but its the way it is.

If you want to learn more keep following the blogs...Personal Finance implimenter and growth oriented individual thought process only...

Date : 10/15/2010

Today's Trade for Brk/B is $83.37 .... whooping Dollar 11 More than I wrote the first article.....

I know it will...