Buffet invests in Bank of America - 5 Billion dollars August 25 2011 Now its March 19 2012 Money is doubled

Mr. Warren Buffett , what makes this man so special, every investors living inspiration on how to follow the rules he always follows.




Let's get this clear.

1. Invest when people are scared 
2. Sell when people are buying
3. Invest in the legacy of the product
4. Invest in management

Point 1 :

He bought Bank of america and GE shares (5Billion dollars BOFA, GE- 7 Billion dollars) When world was treating these companies as trash, all the pundits in news channels are shouting don't go there never look into these banks, they are loosing money more than they are earning .... basically blah, blah, blah .... which registers in every mind as don't buy these infested companies.

while having sun bath, he gets a thought  to do it ... wow!!  I wish I can borrow his shower  head ...

Point2: 

He keeps selling, when everyone is happy about buying .. no one gives a haineee ..on what he is doing when things go right ... typical, I am feeling richer affect ... when in reality they are pouring money for another investor like Buffett..

Point3:

Legacy of the product, Hey!!! him and coke are two synonyms, he drinks coke and shows off to the world that he is drinking coke, he has been doing that from the day he invested in coke, before he invested in Coke, he never gave a haineee... to it... , I am getting laugh myselves writting about his haineee..... Jokes apart, he carries his investment along with him and make sure he orders his product, how many of the current investor totally believe in the share that we put in, I watch Jim Cramer's MADMoney ... have heard questions from investors, are you going to follow him blindly ... he might be right, but not all what he says might be correct ... Legacy of the product.... I missed the bus for coffee stocks, I guess search out for some of those java stocks which gives dividends and have huge potential in long term.

Point4:

Good example, My favorite dialogue from movie "Forrest Gump', which he says , my friend booba invested in a fruit stock which made me a "millionaire" , it was so spontaneous I laughed at the dialogue thinking as a joke, Hey!!! that was a message for an investor that time and this time , Forrest Gump was released in 1994, even some one out of curiosity bought apple stock say even 100 of them would have been a quarter  millionaire atleast.

Good example for defining, investment in management.

Guys, I wrote this to remind myselves these points, I have evolved so much as an investor, I would love to share some of experiences with you all .. Make lots of money ... it's out there ..

Best Wishes

Jay@jayraghupathruni.com

http://www.facebook.com/groups/mystocks/ 

Chilean Miners had rescue @last - How long the Banks will take to bounce back ?

Friends, I am glad,Happy to hear and see the miners all rescued with no issues, The planning and execution of the team who did the whole process did a splendid Job in getting them out in one piece. The trust, faith and patience of Miners on the team was instrumental in their rescue.

How am I relating it to Economic downturn ?

There was this Big Mine called wall street, and there are 32(Hypothetical Number related to miners rescued) banks which are helping the big mine to function properly without any issues, the Big miners wanted profits all the time...so their executives and investors can make big bucks, based on the profits.

32 banks with all that they had put every effort into making the whole working style look like a successful model available for profit Mantra. Then there comes a day where the Make look good schemes starts to crumble down the Mine, stuck in the big mine.

If 32 banks operated on their own, I would not have written this article, They have used public funds and public trust to function badly and still get heavy bonuses for the operating executives, If that is the case...why pay somebody so much when his/her Job resume/profile did not contain the word "Loooser", which they did not mention while being selected for that position.

There is a very famous Line going all over the world, "Don't Bite off more than you can chew".

I did the same, but I was punished. compelling me to take financial losses. At the same time the one who encouraged me to chew are rewarded with Bailouts...It seems like the Law of Jungle..

Just a reminder....Grass eaten by Deer, Deer eaten by Lion......

Long Story short...Is this rescue needed ? Why do the Gov have to save this trapped Banks in the MINE>>>

** My Personal opinions in interest for my fellow beings who are in trouble and see no ray hope from Jobs or from Mortgage rescues.

Why I didnot BUY Fnm and Fre is

I was trading FNM and FRE, last year hoping the rebound of market is going to happen, as per the Mantra of Shares, Buy when it is low and selll when it is High, The mantra is not working for all stocks, as FNM and FRE looked to me like a luxorious Titanic, which will be ready to sink preety soon, I resisted my temptation to buy, as it was looking obvious to buy in huge sums and hold it for two or three and make fortune out of it, there was some thing hitting my brains not to do the way pundits are asking you to buy when it is low, the underlying factors of all these articles are they are written not buy warren buffet or other traders who are making fortunes, its written by a interpreter who is trying to analyze, in the sense they can be right or wrong, they them selves dont know, cause if they have known they would have been a big name in the world of investing.

Underlying message is that what is low is not always a hot buy, a hot buy is something where there is a performance and consistency factor.

I am glad I did not pour in to a sinking ship....

Always understand your patterns of investing is not to try to loose few hundered dollars, as that is way it will dive into, you should be always sure of where your investment money makes even few dollars as profit will add to your profits savings.

BRK-B the big catch

was drolling around 72 this past few weeks, Picked up couple more and added to my folio..I have had to double them as per the articles I read, they emphasize on consistency and performance...

Lets see if what they write really is what it is, was my thinking, so I went ahead and bought half of what I hold, let me not get into the numbers I hold....way too small..

so I added up and I did the whole game of wait and watch, too my irony I have seen it grow ten dollars in few weeks, again coming back to interpreting your articles from the whole jungle of internet...The next one I am talking about is some thing called, Exit stratergy...

Exit statergy is crucial for every trader, he should Know when to get out of the whole system with profit, I said to myself 10 dollars per share is good number, previous trades I was kind of holding more to see if I would gain more out of it, but the trends of day and night continues with stocks as well, I totally believe now that stocks have their own days and nights, as we cannot stop that happening, even stocks will not stop coming lows and highs.

this week came out with few hundered dollars, Hopefully the intention of making money in the moving markets is quite a challenge but its the way it is.

If you want to learn more keep following the blogs...Personal Finance implimenter and growth oriented individual thought process only...

Date : 10/15/2010

Today's Trade for Brk/B is $83.37 .... whooping Dollar 11 More than I wrote the first article.....

I know it will...

Credit Card Crisis..

One more bird falling down..Now what ? It's those cloudy hallowen night...where the darkness is plagued with chilling wind...stop scaring buddy.....its more than that...Its Credit Cards..the plastics in our pockets....How I started having credit cards ? First of all I hate the term Credit and the issues resolving around it, its so scary thing I knew  that before having one.....Yes, I had to have credit card to start my credit history....daahhh....when I was loooking for apartment, the lady asks how much is your score ? Am like a fresher, oh ok...she says and gives me a spin spinning rate for the apartment price. I am like wooh wooh...atleast I got one...hahaha..my friend whom I referred got lot lesser rate than I had, past is past...so I started to know the importance or you can say the loop of all the mess..I was so far away from it, until I got the hook of it, then the colleagues and friends were so happy with a bright smile on their faces thinking about new addition of their debts family one more bird who will eventually fall down has joined them...hooo hoooo..I was not knowing what I was getting into, then slowly slowly made few purchases which were paid back in time and some one even suggested to over pay the bill owed to them and by doing that I could see that my scores started to accelerate and the interests offered to me were getting down from 11% to 9% and I was liking the way things were working, then comes this anonymous emails from the big brands who send you mails, containing prescreened offers, which says you are qualified for x.000 amount of dollars, for 0% 12 months blah blah ...you call them and find out that you were never prescreened just the letters says that but the customer support dont even know which letter we are talking about, Thats the funny part most of them dont even know what are the offers going on in their category they are supporting for atleast, If I have a marketing campaign going on, I would inform those who are in the forefront taking calls...That's not me... so thats bad on what ever they are doing to the customers.. Hey, I was deviated sorry!! from the mails have applied for more cards and more and more I dont know how many even I have now..hahha....eventually I lost track and there comes the late payments...one day was the late payment and ended up paying 31 dollars for 171 bill, and the customer support says...How do you want to pay it sir ? Am like dude....am off by one day...cant you pardon me and give me a bail out.....nope..was the answer. Come on man...for the bill which was delayed because of some online bill payment from a bank system....which dont pay the bill on weekends ended up paying my bill late and I am here paying the mistake of some c*** system which does not allow me to pay on weekends., then starts the real part where the raising curve of your score starts to trickle down...and all of a sudden you see your minimum for the credit card has gone down by few k's wow....you are no more a customer they are happy about ...hooofff...you loook like a fool, because one day in your payment history made difference in your entire credit life.....and you end up paying the late payment interest all through the life...which is supposed to be spent on your kids and family for their recreating and food...

we end up paying bait for the credit card firms....

excellent.....

Where did the money go ?

Smile Please....Nothing is going to happen more than what is happening with all of us.....

Here we imagine missing a payment and we get hundereds of calls from so called lenders...who keep reminding us, you are due so many days blah blah....cranking jokes at the other end not trying to understand what goes with in our minds...and we with immense pressure try to make them understand that I am sorry for not paying on time...when things are out of control, we end up not paying...we get a huge bill for next month the penalty is more than the originial money owed.....and credit scores everything is impacted making you look like a worst criminal in the world.....dealing with the system..we have moved on paying back all owed sometimes...or still paying the minimums for 25% interest on creditcards..and 12% on home mortgages which is going to a system that is benefitting the 'C' categories, who end up making hefty bonuses and pay packages, vacation pays, sign up bonuses, all because they have mastered the billing system which can trick and track you and keep you in loop for just saying yes to a marketing call which sometimes are compelled to say yes to wind up a 0% interest for few months or something similar in grounds.....

My $1.oo Question is when a consumer delayed or defaulted...there is no body or system that will come to our rescues....How is government running towards a failing banking system which is sucking away, taxpayers savings which is supposed to be spent on people....not to save failing banks who have a system like a pyramid of cards when the base card gets a gush of wind...whole of the tower of cards fall down.....


Who is supposed to call them and say Hey, so and so bank, you have defaulted your payments...you are supposed to pay x amount as late payment...or you loose your bank....because you are late....or you defaulted......

does any one have any say if things are so badly controlled and all the CNBC, BBC channels who host gorgeous news anchors blaberring about economy making it juicer for hearing and scaring people reading about some internet rumor going around making it public....

where did the money go ?
This is still a big question for people....

Hellooooooo...can any one answer me.....